Long-term care aka LTC

Long term care (LTC) is a concern that more families should be aware of and plan for in the future. The facts show that most people know of someone or (Friend or loved one) who cannot work for whatever reasons. (medical, car accident, etc, etc) But the mortgage, car payment, food still comes every month.

Unless you have socked money away, you can be in a severe situation. Even if you had $300,000 saved why use it when you can have LTC insurance pay you!

Who needs long-term care insurance?

70% of people over age 65 will require some type

40% of those receiving it are between the ages of 18 and 64

Many get it while they are young and healthy as a rider on an insurance policy as a “Living Benefit” waiting to late can either make the cost too high or worst you might have a medical condition that will cause the underwriters not write the coverage.

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