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The 2016 Tax deadline will soon be approaching come this April 2017 and with that many may have questions about IRAs (Individual Retirement Accounts)

IRAs can be a very intense subject to discuss, but for the blog I will keep it very easy less complicated.

IRAs can be broken down into two basic types, a traditional IRA and a Roth IRA. Little known fact, William Roth, Jr. Senator from Delaware sponsored legislation creating the ROTH IRA, from the Taxpayer Relief Act of 1997.

What sets apart the Roth IRA from the Traditional IRA is that monies deposited into the ROTH are typically already taxed dollars. Therefore when the ROTH account appreciates in value over the years, upon retirement when you access the funds they can be withdrawn tax free...

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Life insurance in today’s marketplace is not like our father’s insurance of the 60’s, 70’s & 80’s. Humm… Why is that you might ask?For one thing Life Insurance is now available with a features or added value at no extra cost called, “Living Benefits or Accelerated Benefits.” That’s right the companies I writewith offer it with no extra charge! Typically older policies written many years ago may not have that important benefit. So everyone needs to check what they have and investigate if this is something worth looking at, I find in my cases it certainly is. In explaining what a living benefit is, let’s take a look.Without sounding morbid, death is certainly going to happen to a...

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The Lindsey Company

800 Wilshire Blvd.,

2nd Floor,

Los Angeles, CA 90017

Phone. 310-922-9900

Email. lindsey@darryllindsey.com